Ranked by Capital Back — how much of the resident's capital comes back to the family, scored purely from each village's own statutory Disclosure Statement. Life Score shown alongside, never blended. 19 of 21 Northland villages have a published score.
| # | Village | Location | Capital Back | Life Score | Deferred fee | Capital repaid |
|---|---|---|---|---|---|---|
| 1 | Merrivale Retirement Village | Kamo, Whangarei | 59 | — | 28% | ~172d |
| 2 | Oakridge Villas | Kerikeri, Far North | 57 | 75 | 30% | ~85d |
| 3 | Bream Bay Village | Ruakaka, Whangarei | 56 | 41 | 30% | ~210d |
| 4 | Te Puna Waiora | Kerikeri, Kerikeri | 55 | — | 30% | ~228d |
| 5 | Tōtara Gardens Retirement Village | Tikipunga, Whangarei | 55 | — | 28% | ~251d |
| 6 | Summerset Mount Denby | Tikipunga, Whangarei | 50 | 99 | 25% | ~204d |
| 7 | Jane Mander Retirement Village | Kamo, Whangarei | 47 | 98 | 30% | ~180d |
| 8 | Wellsford Masonic Village | Wellsford, Wellsford | 46 | — | 25% | ~300d |
| 9 | Hokianga Masonic Village | Dargaville, Kaipara | 44 | — | 25% | — |
| 10 | Kamo Home & Village | Kamo, Whangarei | 44 | — | 27% | ~185d |
Market context: the national median Capital Back is 47; Northland's median is 44. Only villages with a published score are ranked — see the methodology. Operators may request a review of any figure.
These Northland villages publish a strong lifestyle offering (Life Score ≥ 75) alongside filed financial terms that score under 42 — the combination families most often walk into blind. The figures are the village's own; weigh both before you sign.
| Village | Location | Life Score | Capital Back | Deferred fee |
|---|---|---|---|---|
| Kerikeri Retirement Village | Kerikeri, Far North | 96 | 32 | 30% |
| Whangārei Park Village | Maunu, Whangarei | 88 | 39 | 30% |
All 21 Northland villages → · National Capital Back ranking →