An honest read on every New Zealand retirement village: the life you'd love, and what actually comes back to your family. Every financial figure is from the village's own statutory Disclosure Statement.
Most families ask only the first question. The second one usually gets answered at the exit statement, when it's too late to act. We put both in plain sight, side by side — never blended.
The lifestyle on offer — care continuum, facilities, community life, services. The question the resident asks: "would I love it here?" How it's scored →
What comes back to your family — deferred fees, capital-gain share, repayment speed, exit terms, from the filed disclosure. The question the family asks: "what does the estate actually get back?" How it's scored →
Villages scoring well on both measures — proof the trade-off isn't inevitable.
All rankings → · Compare villages side-by-side → · Estate-impact calculator →
Every registered village, organised by region — each with the local median Capital Back score.
Everything a family needs is already filed — in documents most people sign without reading. We read all of them, for every registered village.
Each village's statutory Disclosure Statement — deferred fees, capital-gain share, resale times, exit terms — extracted and normalised so you can compare like with like.
A Life Score for the lifestyle and a Capital Back score for what returns to your family. Shown side by side, never averaged into one flattering number.
See the trade-off before anyone signs — then get independent eyes on the contract. No operator pays to be listed, ranked or scored.
