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Capital Back 38 ⚖ Get independent advice
St Patrick's Home and Hospital
photos: operator / Village Guide
Retirement living · New Zealand

St Patrick's Home and Hospital

St Patrick's Village Limited · Epsom, Auckland
Capital Back
38
the money ↓
See what life here is like — then weigh what it means for your family further down.
St Patrick's Home and Hospital
The village

Life here

St Patrick's Home and Hospital is an owner-operated facility in Epsom, Auckland, committed to providing high-quality residential care with compassion, empathy and professionalism. With 56 bedrooms, the home creates an inviting, comfortable environment where residents maintain dignity and independence. Located on a no-exit street in sunny park-like grounds, the facility has built a superior reputation over 20 years through dedicated commitment to resident care, offering both semi-independent living and fully dependent nursing care.

Your home

Living options

Residential Accommodation

Modern residential home environment rather than institutional setting

✓ 56 bedrooms total
✓ Semi-independent living options
✓ Fully dependent care available
✓ Modern facilities
A day in the life

What living here is actually like

Complete care in a homelike environment

Daily Life at St Patrick's

Residents enjoy a comfortable, dignified lifestyle with access to comprehensive support services and activities within park-like grounds in central Epsom.

✓ Hospital and nursing care
✓ Full meals provided
✓ Daily activities
✓ Modern medical facilities
✓ Park-like grounds
On your doorstep

Facilities & services

Hospital facilities
Nursing care facilities
Dining facilities
Activity spaces
Park-like grounds
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. St Patrick's Home and Hospital offers these levels of care on site:

Semi-independent living→Fully dependent nursing care→Hospital care
✓ Hospital and nursing care · Full meal provision · Daily activities · Medical support
Where it is

Setting & neighbourhood

Conveniently located in Epsom, Auckland centre on a no-exit street in sunny park-like grounds, providing a peaceful residential setting in the heart of the city.

Interested?

Like the look of St Patrick's Home and Hospital?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
38
Below average · #370 of 520
Better than 29% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
charged on your entry price
Your share of capital gain
100%
you keep some of any uplift
Time to get capital back
—
not enough resales disclosed
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 38 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses. Full methodology →

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
You keep 100% of any uplift.
100
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25%

Accrues over your first 4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

100% to the resident

You keep a share of any increase in the licence value at resale.

Market: just 8% of NZ villages share any capital gain.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser