Heretaunga Lifestyle Care & Village
photos: operator / Village Guide
Retirement living · Silverstream, Upper Hutt

Heretaunga Lifestyle Care & Village

Oceania Village Company Limited · Silverstream, Upper Hutt
Capital Back
63
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Heretaunga is a small, boutique aged care centre offering a range of standard and premium rooms including Care Suites. Conveniently located near Eastern Hutt Road with easy access to Silverstream Shopping Centre, Trentham Racecourse, Silverstream Golf Park, and local churches and cafes. There's a strong, close-knit community where new residents quickly become part of the family. Heretaunga is part of Oceania Healthcare, a leading provider of premium healthcare services in New Zealand with over 40 locations across the country and over 50 years of community presence. The organisation is recognised as an industry leader, winning awards for innovation, food, staff training and community engagement.

Your home

Living options

Types of Homes

Heretaunga offers Care Suites and Care Rooms designed to meet different needs and preferences.

Care Suites with Rest Home and Hospital level care – no need to move if care needs increase
All Care Suites feature heat pump, full en-suite, kitchenette with fridge and kettle
Right to occupy ownership model – personalise with your own furniture and treasured pieces
Private pay options available – Health New Zealand assessment not required for privately funded care
Care Rooms also available
Living options
A day in the life

What living here is actually like

At Heretaunga, wellbeing is holistic and person-centred, shaped by lifestyle, connection, culture, creativity, movement and individual choice.

Our Approach to Wellbeing

Guided by the Five Ways to Wellbeing, our teams create meaningful, uplifting experiences. Residents are supported to connect, be active, take notice, keep learning and give back in ways that feel purposeful and rewarding. Every resident receives a personalised care plan covering meals, medications and individual preferences.

Connect – Building relationships and spending time with friends, neighbours and family
Be Active – Movement sessions designed to support independence and wellbeing
Take Notice – Appreciating the moment and the environment
Keep Learning – Staying curious and trying something new
Give – Sharing time, kindness, skills and experience with others
Day to day life
On your doorstep

Facilities & services

Van trips for outings and adventures
Ensuites in rooms
Communal BBQ area for alfresco dining
On-site hairdresser salon
Regular chaplain visits and on-site services
On-site podiatrist clinics
I Love Music programme with era-tailored music
Free WiFi internet access
Audiobook library access through LibriVox
Activities programme
Day stay programme
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Heretaunga Lifestyle Care & Village offers these levels of care on site:

Rest HomeHospitalDementiaRespite
✓ Personalised care plans · 24-hour aged care support · Medication management · Meal provision · On-site podiatry
Care and community
Where it is

Setting & neighbourhood

Heretaunga is conveniently located in Silverstream, Upper Hutt, near Eastern Hutt Road with easy access to Silverstream Shopping Centre, Trentham Racecourse, Silverstream Golf Park, Stokes Valley Cosmopolitan Club and RSA, Trentham Memorial Park, and local churches and cafes. The setting makes it easy for friends and family to visit and for residents to get out and about.

Interested?

Like the look of Heretaunga?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
63
Above average · #15 of 520
Better than 97% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
~$111k on a $370k unit, over 3 years
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~54 days
median of 6 recent resales
Fees after you leave
Stop
good — many villages keep charging
7 years
Your estate receives
$259,000
Operator keeps (deferred fee)$111,000
Share of your $370,000 back70%
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 63 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses. Full methodology →

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Filed resale times — weighted 30%
54 days (median of 6 recent resales).
100
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
Interest is payable if capital is returned late.
100
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30% of $370,000 = ~$111,000

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~54 days median of 6 recent resales

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 68 days.)

Market: median 128 days; some villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate, and interest is payable if your capital is returned late.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • Roughly $111,000 is gone in deferred fees within 3 years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser
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