Belmont Lifestyle Village

A day in the life

What living here is actually like

Life at Belmont centres on connection, activity, and security.

Community & Activities

Residents enjoy a vibrant social life through Club Belmont, which organises entertainment and group activities. The village features multiple shared spaces including activity rooms, a movie theatre, lounges, and an on-site restaurant. Outdoor areas with landscaped gardens, walking paths, and a patio with BBQ area encourage residents to enjoy fresh air and sunshine.

✓ Petanque and indoor bowls

✓ Movies and movie theatre

✓ Walking groups

✓ Music and cultural groups

✓ Bridge, card and board games

✓ Keep fit classes

✓ Visiting artists and entertainers

✓ Friday BYO hours

✓ Special celebrations and parties

✓ Beauty and hair salon

Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score

Around average · #256 of 520

Better than 51% of NZ villages — yet the market median is just 46. The sector is tough.

Deferred fee

24%

~$122k on a $510k unit, over 1 years

Your share of capital gain

operator keeps 100% of any uplift

Time to get capital back

~1 days

operator-stated average

Fees after you leave

Continue

charged until the unit resells

If you live here for

7 years

Your estate receives

$387,500

Operator keeps (deferred fee)$122,500

Share of your $510,000 back76%

Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.

⚖ Get independent advice →

How the 47 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses. Full methodology →

Move-in fee you don't get back Deferred Management Fee — weighted 30%

24% deferred fee — lower is better.

Share of capital growth Capital gain to resident — weighted 15%

0% — the operator keeps any resale uplift.

Speed your capital returns Filed resale times — weighted 30%

1 days (operator-stated average).

100

Fees stop when you leave Weekly fees on exit — weighted 15%

Fees continue until the unit resells.

The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

Deferred Management Fee

24% of $510,000 = ~$122,000

Accrues over your first 1 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

⏱

How fast your capital comes back

~1 days operator-stated average

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 128 days; some villages still average over a year.

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.

Before you sign the ORA

The reckoning usually arrives too late

You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
Roughly $122,000 is gone in deferred fees within 1 years, whatever the unit later sells for.
Your family carries the risk of how long resale takes — and the operator's ability to pay.
None of this is hidden — it's all in the Disclosure Statement most people sign without reading.

Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser